Book a chat

Mortgage broker · Brisbane, QLD

Run the numbers.
Then talk to a human.

We’re a small Brisbane broking team comparing home loans across a panel of lenders — for first home buyers, refinancers and investors. Start with the maths; we’ll bring the fine print.

Repayment calculator

$
%
30 yrs
Repayment frequency
Repayment type

No borrowing-power figure, on purpose. It hinges on your income, spending, debts and each lender’s own buffers, so a generic number would be a guess — we work it out with you.

Monthly repayment

$0/month

Total interest

$0

Total repaid

$0

Illustrative only, not a quote or advice.

Where each year’s repayments go

Hover or drag across the chart — or focus it and use ← → — to read any year.

Who we help

Three kinds of borrower, three different conversations.

Tap “Try” on any of these to load a typical scenario into the calculator. They’re examples, not recommendations.

01

First home buyers

Deposit maths, lenders mortgage insurance and the first-home schemes you might qualify for — in plain English, before you start inspecting.

  • Deposit and upfront costs mapped out, stamp duty included
  • Scheme eligibility checked when you apply, because the rules change
  • Pre-approval timed to your house hunt
02

Refinancing

Fixed term ending, rate creeping up, or debts to roll together. We compare your current loan with the panel and put the switching costs in writing.

  • Side-by-side with the loan you have now
  • Break and discharge costs estimated upfront
  • Cash-back offers weighed against the rate, not instead of it
03

Investors

Interest-only or P&I, offset or redraw, one loan or several. We structure lending around the plan you’ve made with your accountant — we don’t give tax advice.

  • Structures for one property or a growing portfolio
  • Interest-only periods, and what happens when they end
  • Happy to work alongside your accountant

The process

From first chat to keys, in five steps.

Timelines depend on lenders and paperwork. These are typical, not promises.

  1. 01Week 0 · 30 min

    A free chat

    Your goals, your timeline and whatever’s keeping you up at night about all this.

  2. 02Week 1

    Fact find

    Payslips, statements and ID. You get a checklist, so there’s no guessing what to gather.

  3. 03Weeks 1–2

    Compare & recommend

    We shortlist loans from our lender panel and explain in writing why we’d pick one.

  4. 04Often 1–3 weeks

    Apply & approval

    We lodge, chase the lender and translate the bank-speak while you get on with life.

  5. 05Settlement, then yearly

    Settle, then check in

    After settlement we review your rate every year and flag when refinancing is worth a look.

Book a chat

Thirty minutes. No cost, no pressure.

Bring your calculator numbers, a rough budget and your questions. We’ll tell you honestly if now isn’t the right time.

  • WhereVideo call, phone, or our office in Newstead, Brisbane
  • HoursMon–Fri 8:30 am – 6 pm · Sat by appointment
  • Call(07) 5550 2184
  • Emailchat@example.com
Your calculator scenario

—

Pick a day
Pick a time · Brisbane time
How should we meet?